COURSE OVERVIEW

Fundamentals of Financial Planning and Insurance Planning
You will receive an overview of specific areas of financial planning such as income tax planning, investment planning, retirement planning and estate planning. In addition, we will address the concepts of time value of money, education and retirement funding, and insurance planning.

Ethics - CFP Board has a code of ethics that all CFP® certificants agreed to abide by. During our program we introduce students to each section of the code, discuss its importance and how the code should serve a guiding principle when working with clients and other professionals. The Code of Ethics is not a separate course, but is covered in Fundamentals of Financial Planning and Insurance.

NOTE: A financial calculator, such as an HP 12C, is required for this course.

Investment Analysis and Portfolio Management
You will learn investment strategies, portfolio allocation theory and application, debt and equity securities, and portfolio management strategies. We will also emphasize the importance of determining a client’s risk tolerance and goals and then managing an investment portfolio that incorporates a client’s level of risk while achieving financial goals.

Taxation of Persons, Property and Other Entities
Topics will include gross income inclusions, exclusions, deductions, exemptions and credits. We will consider the income taxation of individuals, sole proprietorships, partnerships, LLC’s, and corporations (including S corporations). Finally, we will address taxation avoidance and minimization alternatives

Retirement and Employee Benefits
This course includes the comprehensive study of qualified and nonqualified retirement plans, other tax-advantaged plans, and employee benefits. In addition, this course will present an overview of the Social Security, disability and health care program.

Estate Tax Planning
This course will provide you with an introduction to estate planning and the taxation of estates for the purposes of financial planning. In addition, we’ll consider overall tax implications of gifts and bequests in a manner that will provide you with taxation avoidance and minimization techniques to be used when planning a client’s estate.

Capstone Course
We will examine the financial condition of individuals and families in a real-world application of the topics covered in the previous five courses. You will have the opportunity to develop a financial plan and present your recommendations. The course is an excellent preparation tool for professionals entering the field and for case-type questions on the CFP ® Certification Examination.